Dutch tax glossary
What is AOW?
Last verified
Definition
AOW is the Dutch state pension. Tax and national-insurance rates can differ depending on whether you are below or above AOW age.
Dutch term: AOW
Our default calculator examples assume you are below AOW age unless stated otherwise. Confirm your situation if you are near state-pension age.
Related terms
Related reading
Official sources
FAQ
What is AOW in simple terms?
AOW is the Dutch state pension. Tax and national-insurance rates can differ depending on whether you are below or above AOW age.
Is this personal tax advice?
No. These pages are educational estimates. Use your payslip, assessment, employer, Belastingdienst guidance, or a qualified adviser for personal decisions.
Educational definitions only. Read our methodology or report a correction.