Box 1 hub

Question 1

Is my Dutch tax calculator result a normal salary?

Accepted Answer

After you calculate net pay, compare the annual package (including 8% holiday allowance) with our planning bands: tight under about €45k, typical €45k–€70k, comfortable €70k–€100k, and high at €100k+. These are planning labels, not official CBS classes. Open Dutch salaries after tax for the full table.

Question 2

Can I afford Amsterdam on my net salary?

Accepted Answer

Convert your package to net first, then subtract rent. This site uses a dated planning 1-bed rent of about €1,850 per month for Amsterdam as a starting point — replace it with a real listing. The leftover must still cover food, insurance, transport, and savings.

Question 3

Is €80,000 a good salary in the Netherlands?

Accepted Answer

For many single full-time earners, €80,000 including holiday pay is in the comfortable planning band — about €4,255 net in a regular month under clear 2026 assumptions. Housing cost and household size still decide how it feels day to day.

Question 4

What is the Dutch "three-box" system?

Accepted Answer

The Dutch income tax system divides income into three categories or "boxes":
- **Box 1**: Income from employment, business activities, pensions, and an owner-occupied home
- **Box 2**: Income from a substantial interest, generally ownership of at least 5% of a company
- **Box 3**: Income from savings and investments

Each box has its own calculation. Losses generally remain within their box rather than offsetting income in another box.

Question 5

What are the 2026 tax rates for each box?

Accepted Answer

**Box 1 for someone below AOW age:**
- Up to €38,883: 35.75%
- Above €38,883 through €78,426: 37.56%
- Above €78,426: 49.50%

**Box 2:**
- Up to €68,843: 24.5%
- Above €68,843: 31.0%

**Box 3:** 36% on the calculated Box 3 income. Different rates apply to people who have reached AOW age.

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